Cancer/Critical Illness Coverage

Critical illness insurance provides additional coverage for medical emergencies like heart attacks, strokes, or cancer.

As the average life expectancy in the United States continues to increase, insurance brokers are finding ways to make sure Americans can afford the privilege of getting older. Critical illness insurance was developed in 1996, as people realized that surviving a heart attack or stroke could leave a patient with insurmountable medical bills.

Critical illness insurance provides a benefit if you experience one or more of the following medical emergencies:

• Heart attack
• Stroke
• Organ transplants
• Cancer
• Coronary bypass

Because these illnesses require extensive medical care and treatment, their costs can outstrip a family’s medical insurance policy quickly. If you don’t have an emergency fund or health savings account (HSA), you’ll have an even harder time paying those bills out of pocket.

• Critical illness insurance can pay for costs not covered by traditional insurance. The money can also be used for nonmedical costs related to the illness, including transportation, to pay for daily living expenses, enabling the critically ill to focus their time and energy on getting well instead of working to pay their bills, and so on.
• Terminally ill patients, or those simply in need of a restful place to recuperate, can use the funds to take a vacation with friends or family

Contact me today for a personalized consultation and take the first step towards protecting you and your family.